@charset "UTF-8";
:root{--ink:#142e4c;--blue:#225ce5;--blue-dark:#1946b7;--teal:#087f8c;--mint:#bfe9dc;--pale:#e8f0fe;--paper:#f6f9fc;--muted:#52647a;--line:#d9e3ec;--white:#fff;--display:"Century Gothic","Aptos Display","Trebuchet MS",sans-serif;--body:"Segoe UI",Arial,sans-serif;--radius:22px;--wrap:1180px}
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64px));margin-inline:auto}.section{padding-block:84px}.eyebrow{font-family:var(--body);font-size:11px;font-weight:750;letter-spacing:.13em;text-transform:uppercase;color:var(--teal);margin:0 0 18px;line-height:1.5}.small{font-size:13px;line-height:1.6}.muted{color:var(--muted)}.skip-link{position:fixed;top:-80px;left:20px;padding:10px 20px;background:#fff;z-index:100}.skip-link:focus{top:15px}.disclosure-bar{background:var(--ink);color:#e8eff9;font-size:11px;line-height:1.5;padding:9px 0}.disclosure-bar .wrap{display:flex;justify-content:space-between;gap:14px}.disclosure-bar a{color:#e8eff9;text-decoration:none}.disclosure-bar a:hover{text-decoration:underline}.header{background:#fff;border-bottom:1px solid 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#17335507;border-radius:18px;max-width:430px}.ticket-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:28px}.ticket-top .eyebrow{margin:0;font-size:10px}.ticket-stamp{font-size:8px;letter-spacing:.08em;border:1px solid var(--line);padding:3px 7px;border-radius:4px;color:#6e7e90}.amount-label{font-family:var(--display);display:block;font-size:23px;letter-spacing:-.04em;font-weight:700}.amount-display{display:flex;align-items:center;margin-top:10px;color:var(--ink);font-family:var(--display);line-height:1.1;gap:2px;font-size:66px;letter-spacing:-.06em}.amount-display>span{font-size:43px;align-self:center;font-weight:400}.amount-display input{border:0;padding:0;background:none;color:var(--ink);width:100%;min-width:0;letter-spacing:-.055em;font-family:var(--display);font-weight:700;appearance:textfield}.amount-display input::-webkit-inner-spin-button,.amount-display 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.eyebrow{margin-bottom:15px}.page-intro{max-width:750px;font-size:18px;line-height:1.75}.editorial-layout{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:90px;padding-block:55px 80px;align-items:start}.article{min-width:0}.article h2{font-size:28px;line-height:1.25;margin:40px 0 17px;letter-spacing:-.025em}.article h2:first-child{margin-top:0}.article h3{font-size:23px;margin:12px 0}.article p{font-size:16px;line-height:1.85}.article ul,.article ol{padding-left:22px;color:var(--muted);font-size:16px}.article li{padding-left:6px;margin:12px 0;line-height:1.8}.article .button{margin:23px 0 10px}.side-panel{position:sticky;top:30px;border:1px solid #dae5f5;background:#f1f5fc;padding:29px;border-radius:16px}.side-panel h2{font-size:28px}.side-panel>p:not(.eyebrow){font-size:13px;line-height:1.8;margin-top:20px}.side-panel .button{width:100%;font-size:12px;gap:12px;margin-top:22px;padding-inline:14px}.side-panel hr{border:0;border-top:1px solid #d7e2f1;margin:28px 0 0}.side-panel .text-link{margin-top:18px;font-size:11px;gap:8px;line-height:1.5}.editorial-note{margin-top:45px;padding-top:25px;border-top:1px solid var(--line);font-size:12px}.editorial-note strong{font-size:12px}.editorial-note p{font-size:12px;line-height:1.8;margin-top:8px}.editorial-note a{font-size:12px}.example,.notice{padding:26px 28px;background:var(--pale);border-radius:13px;margin-block:27px}.example .eyebrow{font-size:9px}.example p,.notice p{font-size:13px}.notice p{margin-top:9px}.notice strong{font-size:15px}.equation{display:flex;justify-content:space-between;align-items:center;gap:8px;margin:25px 0;font-family:var(--display);font-size:31px;font-weight:700}.equation small{display:block;font:10px var(--body);letter-spacing:0;color:var(--muted);margin-top:6px}.equation b{font-size:20px;font-weight:400}.source-note{font-size:12px!important;margin-top:30px!important;padding-top:20px;border-top:1px solid var(--line)}.article-illustration{float:right;width:190px;margin:0 0 20px 25px}.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:10px;margin-block:25px}table{border-collapse:collapse;width:100%;font-size:13px}th,td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--paper);font-weight:650}td{color:var(--muted)}tr:last-child td{border-bottom:0}td:first-child{color:var(--ink);width:34%;font-weight:600}.cost-calculator{padding:26px;border:1px solid #cbd9ed;background:#f5f8fd;border-radius:15px;margin-block:30px}.cost-calculator h3{margin-bottom:23px}.calculator-fields{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px}.calculator-fields label{font-size:11px;font-weight:600;color:var(--muted)}.calculator-fields input{display:block;width:100%;min-width:0;border:1px solid #b9c9df;border-radius:6px;background:#fff;padding:10px 12px;margin-top:7px;color:var(--ink);font-size:17px}.calculator-results{display:grid;grid-template-columns:1fr 1fr;gap:15px;padding:25px 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#cbd7e8;border-radius:50%;width:25px;height:25px;font-size:10px}.mini-steps li.active:before{content:"✓";background:#dff1eb;color:var(--teal);border-color:#dff1eb}.application-panel{border:1px solid var(--line);border-radius:20px;padding:35px;box-shadow:0 12px 35px #17335508;min-width:0}.application-panel h2{font-size:31px;margin-bottom:23px}.application-panel p{font-size:14px;line-height:1.85}.application-panel .checklist li{font-size:13px;margin:17px 0}.application-panel .button{margin-block:25px 12px}.application-panel p.small{font-size:11px;line-height:1.8}.provider-fallback{border-top:1px solid var(--line);padding-top:23px;margin-top:28px}.provider-fallback p{font-size:12px}.provider-fallback>a{display:inline-block;font-size:13px;font-weight:600;margin-top:8px}.provider-fallback small{display:block;font-size:10px;color:var(--muted);margin-top:10px;line-height:1.7}.provider-status{background:var(--pale);padding:20px;border-radius:9px;margin-bottom:25px}#_lg_form_{max-width:100%;overflow-x:auto}code{font-size:.9em;color:var(--ink);overflow-wrap:anywhere}
@media(min-width:1450px){.hero-grid{min-height:720px}}
@media(max-width:1100px){.header nav{gap:18px}.header nav>a:not(.button){font-size:12px}.brand{font-size:21px}.hero-grid{gap:28px}.hero h1{font-size:48px}.hero .eyebrow{font-size:9px}.hero-note{right:-12px;width:165px}.hero-intro{font-size:16px}.amount-ticket{padding:25px 25px 0}.ticket-bottom{margin-inline:-25px;padding-inline:25px}.process-layout{gap:70px}.cost-layout{gap:50px}.editorial-layout{gap:45px;grid-template-columns:minmax(0,1fr) 270px}.side-panel{padding:25px}.apply-layout{grid-template-columns:300px minmax(0,1fr);gap:45px}.footer-grid{gap:30px}.topic{padding:25px}.topic img{width:27%}.topic h3{font-size:22px}}
@media(max-width:850px){.wrap{width:calc(100% - 40px)}.header-inner{min-height:76px;gap:20px}.menu-toggle{display:flex;align-items:center;gap:12px;border:1px solid var(--line);background:white;border-radius:6px;color:var(--ink);padding:8px 12px;font-size:12px}.header nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;padding:20px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 10px 18px #142e4c0c}.header nav.is-open{display:flex}.header nav>a:not(.button){font-size:15px;padding:7px 10px}.header nav .button{align-self:start}.hero-grid{grid-template-columns:1fr 1fr;gap:15px;min-height:600px;padding-block:45px 70px}.hero h1{font-size:38px}.hero-intro{font-size:14px}.hero .eyebrow{font-size:8px;gap:8px}.hero-facts{font-size:10px;gap:8px}.hero-limit{font-size:10px}.ticket-scene{padding-left:5px;padding-right:0}.amount-ticket{padding:22px 20px 0}.ticket-top{margin-bottom:24px}.ticket-stamp{font-size:6px;padding:3px 5px}.amount-label{font-size:20px}.amount-display{font-size:58px}.amount-display>span{font-size:35px}.amount-presets{gap:4px}.amount-presets button{font-size:10px}.amount-ticket .button{font-size:12px;padding:13px 10px;gap:12px}.ticket-note{font-size:10px}.ticket-bottom{margin-inline:-20px;padding-inline:20px}.hero-note{width:140px;right:-5px;bottom:-11px}.decision-strip .wrap{gap:22px;flex-wrap:wrap}.decision-strip .wrap>span{font-size:9px}.decision-strip p{font-size:11px}.decision-strip a{font-size:11px}.section{padding-block:60px}.section-heading>p{font-size:12px}.topic-grid{gap:17px}.topic{display:block;padding:26px;position:relative}.topic img{position:absolute;width:85px;right:16px;top:10px;opacity:.45}.topic>div{position:relative;z-index:1}.topic h3{font-size:24px;max-width:200px}.topic .eyebrow{font-size:8px;max-width:180px}.topic p:not(.eyebrow){font-size:12px}.topic .text-link{font-size:11px}.process-layout{gap:40px}.process-layout h2{font-size:33px}.steps li{gap:17px}.steps h3{font-size:20px}.cost-layout{gap:30px}.cost-layout h2{font-size:31px}.cost-layout>div>p:not(.eyebrow){font-size:13px}.checklist li{font-size:12px}.faq-grid{gap:45px}.faq-grid h2{font-size:33px}.accordions summary{font-size:13px}.bottom-cta{padding:35px;gap:22px 30px;margin-block:55px}.bottom-cta h2{font-size:28px}.bottom-cta .button{font-size:12px;gap:15px}.bottom-cta .eyebrow{font-size:9px}.footer-grid{grid-template-columns:1.3fr 1fr 1fr;gap:25px}.footer-brand{grid-column:1/-1}.footer-brand p{display:none}.editorial-layout{grid-template-columns:minmax(0,1fr) 235px;gap:30px}.side-panel{padding:22px}.side-panel h2{font-size:25px}.article p,.article li{font-size:14px}.article h2{font-size:25px}.page-intro{font-size:16px}.apply-layout{grid-template-columns:240px minmax(0,1fr);gap:30px}.apply-intro h1{font-size:42px}.application-panel{padding:25px}.application-panel h2{font-size:26px}.application-panel p{font-size:13px}.apply-intro>p:not(.eyebrow){font-size:14px}.article-illustration{width:145px}.calculator-fields{grid-template-columns:1fr}.equation{font-size:25px}}
@media(max-width:620px){.wrap{width:calc(100% - 36px)}.disclosure-bar{font-size:9px;padding-block:8px}.disclosure-bar .wrap{display:block;text-align:center}.disclosure-bar a{display:block;margin-top:2px}.brand{font-size:22px}.brand>svg{width:33px;height:33px}.hero-grid{display:flex;flex-direction:column;align-items:stretch;gap:35px;padding-block:34px 48px;min-height:0}.hero-copy{max-width:420px}.hero .eyebrow{font-size:8px;margin-bottom:17px}.short-rule{width:22px}.hero h1{font-size:clamp(34px,8.9vw,48px);line-height:1.13;margin-bottom:22px;letter-spacing:-.05em}.hero-intro{font-size:14px;max-width:400px;line-height:1.75}.hero-facts{margin-top:18px;gap:8px 18px;font-size:10px}.hero-limit{font-size:10px;margin-top:12px!important}.ticket-scene{width:100%;max-width:395px;align-self:center;padding:0 8px 12px}.amount-ticket{padding:25px 25px 0;max-width:none}.ticket-top 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15px}.apply-layout{grid-template-columns:1fr;gap:30px;padding-block:35px 45px}.apply-intro h1{font-size:40px}.apply-intro h1 br{display:none}.apply-intro>p:not(.eyebrow){font-size:15px}.mini-steps{margin:23px 0 0;padding:12px 0;display:flex;gap:10px}.mini-steps li{display:block;flex:1;font-size:10px;line-height:1.6;margin:5px 0}.mini-steps li:before{margin-bottom:8px}.apply-intro .small{margin-top:17px}.application-panel{padding:25px 22px}.application-panel h2{font-size:29px}.application-panel p{font-size:14px}.application-panel .checklist li{font-size:13px}.application-panel .button{font-size:13px;gap:15px;padding-inline:15px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}